Mypremiercreditcard

Mypremiercreditcard Guide




MyPremierCreditCard : Login, Account Balance, Make Payment & Other Guide !!!

By Leave a Comment

This guide is a complete review of “PREMIER Bank Credit Card” that you can obtain from mypremierecreditcard. In fact, you will exactly discover Login, Balance, and make the payment process with some extra additional information that might surprise you. This MasterCard is one of the most popular; the top 20 issuers in America and it is released by “First Premier Bank”.

MyPremierCreditCard : History-

Established in 1989 AD by T. Denny Stanford, First Premier Bank is the 13 Th largest providers of MasterCard in the USA winning the Excellence Award 4 times. Their headquarters is located in Sioux Falls, South Dakota. Other than credit cards, they also provide services such as savings account, loans, and other banking products. These cards are branded under Visa and MasterCards. Users around major cities of America such as Arkansas, New York, New Mexico, Oklahoma, West Virginia, etc. have been benefitted from these credit cards as mentioned in their testimonials.

With that, they also provide an online website as well as a mobile platform to make transactions, enroll for an account, apply for credit cards, access credit card reports and information on products and receive regular alerts with so much more features inside it. They have released an app for smartphone users which is available in both android and iOs operating system. The app is built to save your time by monitoring recent activities, managing the card, schedule payments and a lot more on the go 24/7. It is highly reliable in terms of security and receives regular updates from the developers’ hub.

MyPremierCreditCard - Login, Account Balance, Make Payment & Other Guide

MyPremierCreditCard: Pricing-

My Premiere Credit Card is considered too much expensive as suggested by customer feedback on different online forums. They charge you a monthly fee, annual fee, and application-processing fee. The monthly fee costs around $6.25 – $10.40 (USD), the annual fee may range from $75 – $125 for the first year and then $45 to $49 later annually. The application processing tax ranges from $25 to $95 and if you don’t pay within 85 days, then they will withdraw your application. That means you will be charged up to $300 to $400 dollars in the first years with no rewards which is ridiculously considered to be too much expensive by customers. Their credit limit may range from $300 – $1,000 USD as it changes according to your credit balance and as your account gets older than one year.

Guide to login into ‘My Premier Credit Card’ account

It is easy to log in and access into First Credit Card account online. Creating an account online means you will be able to pay bills online, check current balance and available credit, see transaction history and discover online statements and letters from the company. But before you can log in, you must already have an account created within the bank. Also, you should have obtained the MasterCard by visiting their branch. After you have completed these two formalities, you should perform the following steps, keeping in mind that you will need a computer and internet connection:

  • First of all, connect your PC to the internet and visit their official website from any browser like Chrome, Opera, Firefox, Mozilla, Netscape Navigator, Explorer, Dolphin, etc. All of these are safe web browsers. Alternatively, you can download and install the Android or iOs app to log in or sign up. On this guide, we will be using a desktop version of their official website.
  • Once the page loads, click on “Enroll”.
  • You will see different boxes entitled “Account Number” and “Social Security Number” in the enroll page. You will get those details on the cover of your cheque book or MasterCard. If you don’t get those details, you may call their customer service for assistance. Once you find those data, fill the boxes properly with correct information and click on “Continue”.
  • They will ask you for more details in upcoming steps. Fill those properly and your account will be ready shortly.
  • Once your account is ready, visit their homepage and submit username/password and click on “Continue” to log in.

This was a short and easy process to login into MyPremiereCreditCard account online. Now you can access their services from home on the go.

Guide to login into 'My Premier Credit Card' account

How To Make Bill Payments?:

Follow these steps to make payments online from a mypremiercredit card:

  • Log in to your account as mentioned earlier on this guide.
  • After logging in, click on the “Make A Payment” option.
  • There you can select if you want to pay the entire amount in your account or just the minimum amount. You can also select a custom amount other than these two.
  • After selecting the right amount that fits you, click on the payment button and you’re done.

They now also support automatic monthly payments. Plus, there are other payment options that you can make like US Postal Mail, Express Mail, Payment by Phone, Cash Payment, Bank Wire, etc.

Please Note: It is strongly advised that you should make payments of the owed amount before the due date to save yourself from extra charges.

How To check the balance and available credit?:

Once you are able to log in, you can check your account balance to avoid penalties and restrictions. There you can calculate the amount of income that you will require to maintain credit card balance and make payments through it. You can find the remaining credit, transaction history, and purpose for making it. Similarly, to make any kind of payments, you will need to have sufficient available credit. So you can check available credits online from their official website. There is no secret to accessing these features. They are clearly found on top menu with their respective titles and simply click on the link next to them to enjoy their services.

Final Words:

As a conclusion, it is always a relief to have MasterCard in your wallet for saving your valuable time. I hope that you find information on this guide helpful. If you got benefited from reading this article, give me a shout out and drop a comment right now. Thank you in advance for visiting our website. Please check other cool stuff on here as well.

First Premier Bank Master Card Credit Card Reviews : Pricey Option To Rebuild Your Credit!

By Leave a Comment

The First Premier Bank Offers a bunch of Credit Cards and they all seem to have the Same Rates and Fees. The First Premier Bank has High Intrest Rates and offered a Credit Card with the 36% APR.

The First Premier Bank is based in Sloux Falls, South Dakota, and the company only not offers the Credit Cards. The First Premier Bank also Provides Financial Services such as Wealth & Asset Management, Business Treasury Services, Trust Administration, Investing, and Personal Checking Accounts. The company prides itself on being a full-service community bank with services on all levels, local, regional, and national.

Credit Cards are a Potential Way for Consumers who are Looking to Improve their Poor Credit. The First Premier Bank Credit Card helps with the dilemma of Reestablishing your credit after you have hit some financial move. here is the short description of the First Premier Bank Credit Card:

First Premier Bank Master Card Credit Card Reviews : Pricey Option To Rebuild Your Credit!

First Premier Bank Credit Card-

First Premier Bank Credit Card at a Glance 
Key Features  Helps consumers with bad credit rebuild their credit history
APR 36%
Annual Fee
  • $75 to $125 for the first year, based on the credit limit
  • $45 to $49 thereafter, based on a credit limit
Other Fees
  • Up to $95 one-time program fee
  • No monthly fee for the first year if your credit limit is $500 or less, then $6.25 to $10.40 per month, based on the credit limit
  • Late payment fee and returned item fee up to $38
  • 3 percent foreign transaction fee
Advantages
  • Accepts applicants with bad credit
  • Reports payment history to credit bureaus to help rebuild credit
Disadvantages
  • High-interest rate
  • Imposes initial fee, annual fee, and monthly fees

The First Premier Bank Credit Card is for the People with really Bad Credit. it’s for the People who absolutely can’t get the Credit Card anywhere else. The Card is very expensive even before made you any purchases.

Few Facts About First Premier Bank Credit Card-

  • First Premier Bank Serves as the Bank for the Both the State of South Dakota and the Women, Infants, and Children (WIC) program
  • Using the First Premier Bank Credit Cards you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • The holding company that operates above First Premier Bank and Premier Bankcard is called United National Corporation. The American Association Banking Journal has consistently ranked United National Corporation as one of the top-performing S-corp banks with assets between $100 million and $3 billion.
  • Your First Premier Bank credit card activity is reported to the Consumer Reporting Agencies each month.
  • You Can Track your progress. Your quarterly FICO Score is provided for free on your monthly billing statement.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, the credit score alone does not guarantee or imply approval for any First Premier Bank product.

First Premier Bank Master Card Credit Card Reviews : Pricey Option To Rebuild Your Credit!

First Premier Bank Gold MasterCard Pricing-

The Annual Fee $75 in the first year for $300 limit, $45 after that

$100 in the first year for $400 limit, $45 after that

$125 in the first year for $500 limit, $49 after that
The Processing Fee $95
The Monthly Fee $6.25 for $300 credit limit, waived in the first year

$6.25 for $400 credit limit, waived in the first year

$10.40 for $500 credit limit, waived in the first year
Late Payment Fee $38
Returned Item Fee $35
Credit Limit Increase Fee 25 percent of the credit limit increase
Cash Advance Fee $6.00 or 5 percent
Foreign Transaction Fee 3 percent

Features Of First Premier Bank Credit Cards-

You can easily use your First Premier Bank Credit Card anywhere that MasterCard is accepted. the Bank will report your Payment History, to the Major Credit Card Reporting Agencies, So Your Credit score should improve if you use the Card responsibly and make on-time Payment every Months. You need not to Pay the Interest if you’re able to pay off the monthly balance in full before your billing cycle closing date, which gives you at least 27 days from the start of each cycle.

First Premier Bank Master Card Credit Card Reviews-

PROS

  • Up to $896 in initial spending power
  • Can be approved with bad credit

CONS

  • $25-$95 processing fee
  • $75-$125 first-year annual fee
  • $120-$174 in fees each year thereafter
  • 36% regular APR

Note: This content is not provided or commissioned by any issuer. all the Opinions expressed here are the Author’s alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer.